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The following property type is not insurable via e-commerce:

  • uninhabited (immovable property where you don't live at least 9 months per year)
  • with business activity run in it

If you wish to insure such property type, please contact with Us or Our representative.

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Insurance

Love begins at home

Property information

Apartment

Apartment – residential premises or a complex of premises in an Apartment Building.
Private house

Building – a structure, which complies with statutory requirements for the use thereof for living, including all the integral parts (e.g. ancillary facilities) thereof, which are permanently affixed thereto.

Please insert the last year of major repairs or the Year of Construction when you repaired your property or it was built.
Stone and mix type

Stone buildings are buildings where load-bearing structures, interior walls, mezzanine floors and roof load-bearing structures are constructed of non-combustible materials (bricks, boulder, concrete, fibrolite blocks, reinforced concrete panels, metal and other non-combustible materials). In stone buildings, wooden constructions are allowed only in mezzanine floors and roof construction (rafters and lathing).
Wood

Wooden buildings are those in which the basic construction material of the load-bearing structures is wood or wood-based materials (particle board, etc.), this group also includes wooden buildings that are masonry or otherwise clad. Under wood type building materials is also sandwich panel materials

Square meters

m2
m2

Additional objects

a separate building, which is not intended and is not used for living (e.g. sauna, garage, basement, livestock, shed, greenhouses with an area exceeding 20 m2) and small (with the area of up to 20m2) premises in communal use, terraces, or household buildings, the construction of which need to be require official designs or permits.

If You have specific, exclusive Territory Improvements, like: Video gate entry system, Electronic gate lock system, Automatic controls for gates, solar territory light system and other modern features in Your territory, then You must upgrade your policy with additional sum insured. By default, free of charge, we will cover up to 5000 EUR.

Garage

Stone and mix type
Wood

Square meters

m2
m2

Sauna

Stone and mix type
Wood

Square meters

m2
m2

Territory improvement

If You have specific, exclusive Territory Improvements, like: Video gate entry system, Electronic gate lock system, Automatic controls for gates, solar territory light system and other modern features in Your territory, then You must upgrade your policy with additional sum insured. By default, free of charge, we will cover up to 5000 EUR.

Sum insured is the maximum value what​ can be payed in case of insurance claim. Any amount above and beyond the sum insured will have to be taken out from your own pocket.
€

Barn

Stone and mix type
Wood

Square meters

m2
m2

Movable property

Sum insured is the maximum value what​ can be payed in case of insurance claim. Any amount above and beyond the sum insured will have to be taken out from your own pocket.
€

Liability insurance

We shall pay the indemnity to the third party to whose property, health, or life You and Your Relatives caused damage in territory of Latvia.

Sum insured is the maximum value what​ can be payed in case of insurance claim. Any amount above and beyond the sum insured will have to be taken out from your own pocket.
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